Is your spaza shop registered as a business?
If you are like many spaza shop owners, then your business is probably not registered.You are running your spaza shop as a personal business. In other words, in the eyes of the law, there is no difference between you and your business.
If your business owes money, the people you owe money can repossess your house, car, furniture and other property. Similarly, if you owe money on your furniture, for example, the furniture shop can sell your spaza shop to get its money back.